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Custom Mobile Payment Software Solutions
Transform your business with a sophisticated mobile payments app developed by DigixValley’s expert team. Enjoy seamless P2P transfers, digital wallet features, bill payments, and international transactions. Enhance your customer experience while driving growth and increasing your revenue effortlessly.
Trusted by startups and Fortune 500 companies
What is a Mobile Payments App?
A mobile payment application allows users to conduct digital transactions easily. Users can send payments to anyone using the same or compatible payment gateway, facilitating quick and convenient monetary exchanges.
Hire Developers With Mobile Payment Software Experience
Contactless Mobile Payments
Leverage NFC technology to provide seamless contactless payment solutions. Users can make payments effortlessly with just a wave of their mobile device.
Mobile Wallet Apps
Our inclusive mobile wallet solutions enable users to make payments, store payment information, claim loyalty rewards, and manage coupons, all within a secure virtual wallet.
E-Commerce Payments
Facilitate easy payments for e-commerce customers via virtual wallets. Users can pay through checkout pages, store payment details, and select wallet options for a faster, more convenient experience.
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User-panel features
Mobile Payment Software Features
User-panel features
User Registration
First-time users can sign up easily, while returning users log in using their credentials for quick access to the app.
Account Integration
Users can link multiple bank accounts to their payment app, facilitating smooth transactions and managing payments.
Add Money to Wallet
Incorporate a digital wallet feature, allowing users to add funds easily, streamlining their payment processes.
Balance Enquiry
Users can check their wallet and bank account balances within the app. Providing them with real-time updates on their finances.
Pay Bills
Enable users to pay various bills, including mobile and electricity, through a single platform, simplifying their payment experience.
Money Transfer
Users can transfer money to beneficiaries anytime with just a few taps. Ensuring a quick and hassle-free payment process.
Transaction History
Users can view their transaction history within the app, allowing them to track their spending efficiently and manage finances.
Funds Transfer
Send and receive money securely with contacts. Users can pay anyone through their phone number, ensuring easy and quick transactions.
Merchant-panel features
Merchant Registration
Merchants can easily register and get verified through their business license, ensuring a secure and trustworthy environment for transactions.
Unique QR Code
Each merchant is assigned a unique QR code. Allowing users to scan and make payments conveniently for goods or services.
EMI
Merchants can offer customers flexible payment options through easy monthly installment plans. Making purchases more affordable and accessible for users.
Promotional Offers
Merchants can create customized offers and promo codes, enabling them to attract more customers and drive business growth effectively.
Pay Bills
Merchants can facilitate bill payments for mobile, electricity, broadband, and other services through a single, integrated platform for convenience.
Push Notifications
Merchants receive instant notifications for every successful transaction, keeping them informed about sales and enhancing their business operations.
User-panel features
User Management
Admins can efficiently manage clients, ensuring a seamless user experience and addressing any issues promptly for optimal satisfaction and engagement.
Live Insights
Get real-time updates and analytics to optimize your business that drives informed decision-making and facilitates growth strategies for your business.
Offers
Admins can create and manage promotional offers and rewards for users. Incentivizing engagement and boosting app usage and customer loyalty.
Manage Merchants
Admin has the capability to oversee all merchants from one centralized platform, simplifying management processes and enhancing operational oversight effectively.
Revenue Management
Admins can manage all revenue streams from a single platform, gaining valuable insights to optimize financial performance and strategic planning.
Cryptocurrency Wallet Add-on
Here’s a lucrative add-on to enhance engagement and popularity for your mobile payments app: introduce an exciting cryptocurrency wallet integrated seamlessly into your platform. Launch a secure and inclusive cryptocurrency exchange within your mobile payments app. We provide top-tier crypto transaction functionalities, offering the following benefits:
User-panel features
- Secured transactions
- Decentralization
- Transparent transactions
- Platform is live 24x7
Our Payment Software Development Solution Offer
Convenience
Over 81% of Americans own smartphones, making digital wallets more convenient than traditional wallets. Mobile payments simplify daily tasks, from checking the weather to updating social media, streamlining transactions and enhancing overall user experience seamlessly.
Extra Layers of Security
Mobile payments reduce reliance on cash cards. This reduces the risk of loss and theft. Digital wallets offer enhanced security features such as fingerprint scanning for biometric authentication. Ensuring safe transactions for users and businesses...
Digitized Financial Transactions
Digital wallets play a crucial role in household budgeting by enabling easy tracking of spending habits. Users can receive e-invoices, maintain records of their transactions, and reduce paper waste, ultimately lowering business expenses effectively.
Speed
Counting cash or waiting for card swipes consumes valuable time. Mobile payments allow users to authenticate transactions quickly via passwords, fingerprints, or facial recognition, creating a faster, more efficient experience that helps businesses increase transaction volume significantly.
Types of Digital Wallets
Closed Wallet
Users can only perform transactions with the wallet issuer, ensuring a controlled environment.
Users can add funds and receive refunds directly into their wallets facilitating easy management of finances.
Transactions are restricted to the app's owner, limiting spending options outside of the issuer's ecosystem.
Semi-Closed Wallet
Users can make payments at designated merchants and locations within a defined region.
It supports transactions both online and offline, offering flexibility in payment methods.
App owners must establish contracts with merchants to enable payment processing for wallet users.
Open Wallet
Users can perform transactions with various merchants, both online and offline, providing extensive spending options.
These wallets partner with banks, enabling users to add or transfer funds easily between their bank accounts and the wallet.
Open wallets are widely accepted, making them convenient for everyday purchases and financial management.
User Flow of a Mobile Payments App
Profile Registration (Signup)
First-time users are prompted to register by providing the necessary details for their profiles.
Bank Account Integration
Registered users can integrate multiple bank accounts into their profiles for easy transaction management.
Bill Payments/P2P Transactions
Users can utilize the platform for various bill payments and send money to peers effortlessly.
Real-time Notifications
Users receive instant push notifications after each successful transaction for immediate awareness and confirmation.
Shopping Transactions
Users can securely pay vendors directly using the integrated e-wallet, ensuring safe transaction processes.
Our App Screens
Mobile Payments App Security
App Security
We implement robust security lock features, including Touch ID and facial recognition, ensuring users' app security remains intact even if their phone is stolen.
Two-Factor Authentication
To prevent fraud and hacking, we combine passwords with an additional unique authentication process, making unauthorized access significantly harder for potential hackers to achieve.
Instant Notifications
Users will receive instant notifications for every transaction, providing real-time alerts for any money deducted from or added to their accounts for enhanced awareness.
Follow the Regulations
We adhere strictly to PCI DSS regulatory standards, ensuring compliance with security protocols established by major players like VISA, Mastercard, and American Express.
Custom Mobile Payment Software Development Solutions with Digixvalley
Unmatchable Development Standards
Our experienced developers excel in mobile wallet and payment app development, ensuring the delivery of quality products for a seamless user experience with optimal functionalities.
Enhanced Security
We implement robust security measures to guarantee safe payments and successful transactions. Customized digital wallets feature biometric authentication, enhancing security with fingerprint scans and facial recognition.
Frictionless Payments
We ensure all transactions are smooth and streamlined, whether users are paying vendors, transferring money to peers, or settling bills, providing a hassle-free experience.
High User Engagement
Our exceptional UI/UX design keeps users engaged with the app. They enjoy a seamless experience with intuitive functionality and an appealing design that enhances usability.
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More Reasons To Choose Our Mobile Payment Software Development Solutions
You’ll Always Be Our Top Priority
Your business challenges are our focus, and we’re dedicated to resolving them swiftly. Timely project completion is paramount; everything else is secondary to your success.
We Brew Fresh Ideas For You
We craft fresh ideas to ensure your journey to success is enjoyable. Beyond executing plans, we enhance profitability, brand recognition, and overall value with innovative solutions.
Unparalleled Expertise and Industry Knowledge
With over 1,000 clients served, Idea Usher has generated millions in revenue through reliable, scalable strategies. Leverage our experience to grow your business effectively online.
We Know What We’re Doing
Many agencies don't practice what they preach, but we do. Our professionals stay current with development technology, ensuring your success lands you among the stars.
Explore Our Recent Portfolio
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Excellence.
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Award-winning company, recognized for innovation and excellence, proudly receiving industry accolades for outstanding solutions and service.
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Achievement in Customer Satisfaction 2023
America's Fastest-growing Companies 2023
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Achievement in Customer Satisfaction 2023
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Winning Awards
From aspiring to thriving, Digixvalley has become a leading iOS app development company, recognized for driving tech-powered business growth and delivering exceptional iPhone app solutions. We’re dedicated to advancing this with innovative, future-focused efforts.
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Latest News & Insights
News & Insights
Let’s Hear What Our Clients Say
Testimonials
Digixvalley played a crucial role in developing both my mobile app and website. Their expertise is unmatched, and their team consistently provided valuable support and insightful suggestions throughout the project. They’re incredibly responsive, whether implementing changes or creating new features, and their knowledge extends beyond just tech—they excel in social media too. I highly recommend Digixvalley to anyone looking to build in the tech space. They’ve surpassed my expectations time and again, proving their worth every step of the way.
Thomas Dogbey
Founder, Takehair
Since partnering with Digixvalley last July, our experience has been outstanding. As the CEO and founder of a Breathalyzer alcohol monitoring company, I was initially cautious due to previous challenges with remote developers. However, Digixvalley has consistently exceeded our expectations with their exceptional communication and support. Their team’s dedication and professionalism have truly earned my respect. We’re excited to continue our successful collaboration with them.
Sergio Ruiz Caro
CEO & Founder, Pickleball Manager
For over three years, we’ve partnered with Digixvalley on our MVP Launch project. They delivered the project in under a year, meeting all security and quality standards. Within months of launch, our app garnered thousands of downloads across various marketplaces. Working with Digixvalley has been an exceptional experience. Their seamless communication and collaboration made the process smooth, allowing us to contribute effectively. The professionalism and high-quality service provided by Digixvalley are truly rare. We look forward to working with them again and highly recommend their services to anyone seeking mobile app development expertise.
Arash Barmaan
CEO, Del Dating App
